Many people think they are safer when they use their “chipped” debit or credit card. That is what we told by our banks but there is something you need to realize. When the merchant swipes your card they are using the unsecure method. Unless they slide the card “into” the reader the chip technology isn’t being used.
Here is a story that goes into more detail. This is important to know, especially as summer comes around and more people are traveling.